Mulberry’s services fall under five main areas, these are: -

· Loan Portfolio Risk Review
· Loan or Asset Portfolio Management
· Project Finance Deal Origination and Analysis
· Project Finance Deal Structuring
· Bank Finance and Documentation Negotiation

Loan Portfolio Risk Review
Many banks and businesses as a result of corporate events in America in 2001/2, have questioned quite what their exposure is to certain industry sectors and whether as an institution their systems and processes are adequately monitoring that risk.

Mulberry as an external company can provide you with that independent review. As a company, Mulberry has undertaken such a review of a loan book and associated credit processes, for a major European Institution.

Loan or Asset Portfolio Management
With the current cycle of a weakening in corporate and project finance credit standings, institutions are faced with an ever increasing work-load within their portfolio management areas, in particular debt re-structurings. The institution is faced with a need for more resources to monitor and control increased risk, at a time when profitability and cost/income ratios are under the microscope.

Mulberry, experienced in undertaking one of the only successful NETA re-structurings of a UK IPP, is capable of providing you with either short or long-term assistance to enable you to control your risk levels and protect the integrity of your asset portfolio, without having to increase your personnel and overheads.

Project Finance Deal Origination and Analysis
Deal flow in the Project Finance market is rarely even, add to this the costs of employing full-time experienced Project Financiers and one can see why banks or companies frequently find themselves short of personnel to process existing transactions or undertake marketing to maintain the deal pipeline.

With many years project finance experience in marketing and deal analysis, Mulberry can bring you assistance in these areas, supplementing your own resources until further recruitment is undertaken or work-flows ease. This assistance being provided in a cost efficient manner.

Project Finance Deal Structuring
To maintain the skill of deal structuring in particular, contractual details and structures and debt and equity finance raising as a “current” capability within a company, or institution, can prove to be a costly exercise if the deal flow is not continuous and even.

With experience of a wide range of market sectors Mulberry can bring to you the expertise of structuring a sound contractual framework for a transaction and then go on to use this structure for the raising of debt and/or equity on behalf of the company. This service can either supplement existing capabilities or provide assistance on a project by project basis, and can in due course lead to a significant saving in legal fees.

Bank Finance and Documentation Negotiation
This capability within a company, as above, may not be frequently used and therefore lacking in current market practices or may in fact be limited to one or two individuals who are faced with large demands on their time.

Mulberry through the employment of ex-bankers and therefore “gamekeepers turned poachers” is capable of providing you with the skills necessary to get the best possible deal for you as a company.